Many\n people worry that they are not old enough to finance a vehicle. \nHowever, we are happy to tell you that there is a good chance you are \nold enough to apply for our financing option. As long as you are at \nleast 18 years old, you can complete an application. Our goal is to help\n everyone get the specific types of vehicles they want and need, even if\n their credit scores are not the greatest.<\/p>\n\n\n\n
Whether you are young or old, we \nprovide a service that is designed to help people of all ages. It does \nnot matter if you are a new driver or someone who has been driving for \nthe past several decades. We have partnered with numerous lenders that \nwould be willing to provide financing options to you. In fact, our \nlenders typically look at just a few things, such as your current \nincome, your credit score, and whether you have a driver\u2019s licence or \nnot.<\/p>\n\n\n\n
It is a good idea to establish a bit of\n a credit history before you complete an application simply because \nlenders like looking into the credit history of those who are completing\n their applications. Simply setting up a bank account in your name is \none way for you to start working on building up your credit. However, \nthere are a few other ways to establish more credit, which may include \ntaking out a credit card to use when making small purchases. While it is\n ideal to build some sort of a credit history, there are options for \nthose with bad credit and those with no credit, so do not worry if you \ndo not have enough time to build that history right now.<\/p>\n\n\n\n
If you do not have a decent amount of \ncredit history, there is always that possibility of applying for one of \nthe guarantor loans. These loans involve having a co-signer available \nwho has already established good credit over time. For example, if you \nare still young, one of your parents may be able to co-sign for you \nbecause they already have good credit after years of paying their bills \non time and using their credit cards wisely. Anyone who signs as a \nguarantor for the loan must be 80 years of age or younger at the time of\n signing.<\/p>\n\n\n\n
If you are currently out of a job, you still do not have to worry about getting denied for the loan you want and need. It is important to simply provide some information on your current source of income, regardless of where it is coming from. We can help you finance the vehicle of your dreams, whether it is a car, motorbike, or even a motorhome. You can use the convenient calculator that we have available to help you determine the total amount of funds you will be able to borrow from us before you even get started.<\/p>\n\n\n\n
Some people prefer making an initial \ndeposit when they are financing a vehicle. If you have saved up some \nmoney for a vehicle, this can work in your favour because you can make \nthe deposit and then you will only need to borrow a certain amount of \nmoney from the lenders. As a result, your monthly payments would be \nreduced and may be even more affordable for you, which is something you \nmay appreciate because then you can save money each month. Another great\n reason to have that money saved for a deposit is because then you will \nonly need to ask for a specific amount of money and will have a better \nchance of getting approved for that lower amount.<\/p>\n\n\n\n
While an initial deposit is beneficial \nand could help you save more over time, it is not a necessity. If you \nare unable to put any money down, you do not have to worry about getting\n turned down because of it. We provide no deposit options to those \nlooking to finance vehicles because we do realise that there are times \nwhen saving up for a vehicle may be out of the question.<\/p>\n\n\n\n
Because we currently work with more \nthan one lender, we have options for all kinds of people. If you have \nfantastic credit, you can expect to receive plenty of offers. However, \neven if you have a low credit score, we can help you get the financing \nthat you truly need. We are working with numerous lenders, some of which\n provide bad credit financing options to help those who truly need a \nvehicle despite having a lower credit score. We realise it can be \nfrustrating applying for financing when you have been denied before, but\n we want to make sure you do not get denied for what you need again.<\/p>\n\n\n\n
There are certain documents that you \nshould be prepared to bring with you when visiting us to apply for \nfinancing. The exact documents that are needed will vary based on your \npersonal situation \u2013 not all situations are the same. It is important to\n provide a copy of your licence, an identification card or other type of\n proof address, and proof of your income in the form of pay slips or \nstatements from your bank account. Bringing this type of documentation \nwith you is so important because it is what the lenders will use to \ndecide if they are going to approve the application as well as deciding \nhow much they are going to lend to you.<\/p>\n\n\n\n
No matter how good your credit score is\n at the time of applying for financing, you will still need to bring \nthese important documents with you. We are prepared to guide you through\n the different steps you need to take to get financing in the UK with \nease and without stressing. While we cannot provide a guarantee to \nanyone who chooses to complete an application, we will work our hardest \nto ensure that a decent offer is made to you to help you get what you \nneed, whether you want a motorhome, van, or even just a simple car to \nget you from one place to the next.<\/p>\n\n\n\n
When you are borrowing funds from one \nof the lenders, it is a requirement for you to be able to provide proof \nof your income. We need to make sure you are receiving regular income \neach month because that is the best way for us to make sure you will be \nable to afford your car payments, paying off the loan little by little \neach month. We have lenders that are willing to provide loans for people\n who receive income in a number of ways, so do not assume you cannot get\n a loan just because your source of income is slightly different than \nthe traditional employment income.<\/p>\n\n\n\n
In fact, we accept applications from \npeople who are self-employed, students receiving income from their \nparents, disabled individuals receiving monthly cheques, retirees, \nhousewives, and those serving in the British Military. If you have \nplenty of proof that backs up your statement about the amount of income \nyou are earning each month, you should not have a problem receiving the \nfinancing you need from at least one of our reputable lenders.<\/p>\n\n\n\n
While we cannot guarantee that your \napplication will go through successfully with an offer, we can say that \nbeing able to provide income details is a great way to increase your \nchances of receiving an approval. Because we work with so many lenders, \nmore than one may be willing to work with you after reviewing your \nfinancial information.<\/p>\n\n\n\n
All lenders want to know about an \nindividual\u2019s source of income and regular earnings. They need to know \nthis information because it helps them decide if an applicant should get\n approved and it helps them decide how much to offer to that applicant \nbased on what they currently earn. Most lenders are willing to consider \nquite a few different factors when they are trying to decide if they \nshould approve someone for a loan or not, but those factors will vary \nfrom lender to lender.<\/p>\n\n\n\n
It is important to know that you do not\n necessarily need to have a full-time source of income to get approved \nfor a loan. In fact, you could be earning a part-time income or even \nmaking money as a self-employed individual. Just because you are \nself-employed or working part-time does not mean you are going to get \nturned down, so do not be discouraged to complete an application. The \nlenders are going to think of several different things when they are \nreviewing the applications in front of them, including the child \nbenefits an individual may receive as well as a disability living \nallowance an applicant may get regularly to help with different \nexpenses.<\/p>\n\n\n\n
It does not matter if you are making a \nlot of money or if you have a lower income. We still have lenders who \nare willing to work with low-income individuals because they realise how\n important it is for people to have access to working and reliable \nvehicles when they need to get to work, appointments, and other places. \nThe good news is that if you have a great credit score, you have a \ngreater chance of getting a loan with some of the best rates, and that \nmeans saving more of your money over a period of time.<\/p>\n\n\n\n
Getting the vehicle of your dreams is \neasier than ever before when you decide to go through us to get what you\n need. Upon completing an application, we will let you know if you have \nbeen approved within a matter of minutes. If you do get approved, there \nis a chance you will have the car you have always wanted in a matter of \ndays, so you do not even have to worry about waiting a long time to get \nthe vehicle you really want.<\/p>\n\n\n\n
The service we provide is simple and \nstress-free. We do not mind if you are self-employed, receiving \ndisability income, or even working part-time at your current job. We are\n open to receiving applications from people with all different types of \ncredit scores, including those with lower credit scores who may have \nbeen turned down by many other lenders in the past. In fact, we even \nhave a financing calculator available for you to use to figure out how \nmuch money you may be able to receive from the lenders.<\/p>\n\n\n\n
If you end up receiving an approval \nafter completing an application, one of our customer service \nrepresentatives will get in touch with you to go over all the important \ndetails and to make sure you are aware of the full amount you have been \napproved for to get for the vehicle you want to finance. After going \nover some of the most specific details, we will need you to provide the \nproper documentation to get the ball rolling. After you have submitted \nyour documentation, you can start the process of searching for the \nperfect vehicle for you to begin financing. We have thousands of \ndifferent types of vehicles available for you to choose from, so you can\n have your pick!<\/p>\n\n\n\n
Even though most of our lenders require\n a valid driver\u2019s licence, we readily offer financing, catering to those\n having only a provisional licence as well as even those who don\u2019t \npossess a licence. In the case of having recently passed your driving \ntest, don\u2019t worry, because we can also help you. Lenders typically view a\n full licence as a simple basic requirement for applying for finance.<\/p>\n\n\n\n
As such, they will require your current\n EU or UK driving licence as well as a second form of identification, \nthis is basically your photo ID and it will aid in the confirmation of \nyour identity. When it comes to individuals who do not currently possess\n a full driver\u2019s licence, you should be sure to have not only a \nreasonable deposit, but a fairly decent credit record when attempting to\n make a down payment. However, lenders who can finance someone without \ntheir valid driving licence should have an alternate form of \nidentification, in this case, your passport is useable.<\/p>\n\n\n\n
We aim to provide outstanding service \nand as such we have financing options for our valued customers with any \ntype of credit history. At our company, we aim to provide the best \nservice, as such, even if you were previously declined elsewhere, we \njust may be able to offer assistance. Our financing options cover a wide\n range of vehicles. These being caravans, horseboxes, motorhomes, vans, \ncars and motorbikes alike, and we don\u2019t necessarily require a deposit.<\/p>\n\n\n\n
Here at Buggy Dough, we are mindful of all your personal circumstances. These being that you are retired, employed or even self-employed. You can access our finance calculator to see how much you are qualified to borrow. It should be noted that since we cannot guarantee car financing, we aim to do our best at finding the right deal for you.<\/p>\n\n\n\n
How It Works?<\/strong> We work with the best lenders on the \nmarket as we aim to better finance your new car. We serve in finding the\n best affordable car loan to better handle your needs. We know and \nunderstand that since no two customers are the same, your individual \nsituations aren\u2019t the same so we aid in finding the best deal for you. \nAs a result of more choices and more lenders, this is the reason we can \nfind the best option to suit a wide range of customers, be it bad credit\n or good credit.<\/p>\n\n\n\n Our finance calculator is a highly \ndeveloped and accurate tool. It provides an easy and quick way which \nassesses just how much cheaper our car loan can be. It works by simply \nentering the desired amount that you wish to borrow and the period that \nyou would like to take, the calculator would then give you an estimate \nof the repayments which are based on your current credit.<\/p>\n\n\n\n If you change the desired amount to be borrowed, you can get an estimated repayment based on a new monthly rate. This just simply means that the calculator can be edited until your estimated monthly repayable amount is to your liking. If you already have a desired amount in mind, the loan can be amended for a suitable period until your monthly budget has been achieved.<\/p>\n","protected":false},"excerpt":{"rendered":" Many people worry that they are not old enough to finance a vehicle. However, we are happy to tell you that there is a good chance you are old enough to apply for our financing option. As long as you are at least 18 years old, you can complete an application. Our goal is to […]\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"\n
After\n being approved, we work on getting the best deal for you. Next, we then\n approve your car, by using our in depth search option or if you choose \nto purchase from reputable dealers, we perform all the necessary checks \nto ensure that the car hasn\u2019t been in any accidents or that it isn\u2019t a \nstolen vehicle. All that\u2019s left to do is collect your keys, after we \nfinalise your documents, you simply sign and then it\u2019s off you go!<\/p>\n\n\n\nAbout our car finance calculator<\/h3>\n\n\n\n