{"id":860,"date":"2019-03-17T12:39:17","date_gmt":"2019-03-17T12:39:17","guid":{"rendered":"https:\/\/buggydough.com\/test\/?page_id=860"},"modified":"2023-02-02T16:48:34","modified_gmt":"2023-02-02T16:48:34","slug":"car-finance-bad-credit-birmingham","status":"publish","type":"page","link":"https:\/\/buggydough.com\/car-finance-bad-credit-birmingham","title":{"rendered":"Car Finance Specialists Birmingham"},"content":{"rendered":"\n\n  <div class=\"banner has-hover\" id=\"banner-458340916\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <div class=\"bg fill bg-fill \"><\/div>\n                        <div class=\"overlay\"><\/div>            \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n\n   <div id=\"text-box-2046015456\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text dark\">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n\t<div id=\"text-517033720\" class=\"text\">\n\t\t\n\n<h1>Car Finance Birmingham<\/h1>\n<h2>Tailored to your requirements<\/h2>\n\t\t\n<style>\n#text-517033720 {\n  text-align: center;\n  color: rgb(0,0,0);\n}\n#text-517033720 > * {\n  color: rgb(0,0,0);\n}\n<\/style>\n\t<\/div>\n\t\n\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-2046015456 {\n  width: 60%;\n}\n#text-box-2046015456 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-458340916 {\n  padding-top: 400px;\n  background-color: rgb(255, 255, 255);\n}\n#banner-458340916 .bg.bg-loaded {\n  background-image: url(https:\/\/buggydough.com\/wp-content\/uploads\/2019\/06\/car-finance-application.jpg);\n}\n#banner-458340916 .overlay {\n  background-color: rgba(255, 255, 255, 0.826);\n}\n#banner-458340916 .bg {\n  background-position: 0% 100%;\n}\n#banner-458340916 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#banner-458340916 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n  <\/div>\n\n\n<div class=\"row\"  id=\"row-1850639625\">\n\n\n\t<div id=\"col-782702801\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"gap-1349140843\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1349140843 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<h3>Ready To Use Our Car Loan Calculator?<\/h3>\n<p>\u200bIt\u2019s always nice to know that there\u2019s someone there to help if you need them. That\u2019s why you\u2019ll have&nbsp;your own personal advisor on hand throughout!<\/p>\n<h3>Birmingham Bad Credit Car Finance<\/h3>\n<p>Even if you have a poor credit score there is still a possibility of being approved for car finance. Working with the UK’s top lenders we are able to compare the market to find the best bad credit finance deals.<\/p>\n\t<div id=\"gap-1784786755\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1784786755 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<div class=\"icon-box featured-box icon-box-left text-left is-xlarge\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 60px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" >\n\t\t\t\t\t\t<img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" \/><\/noscript><\/noscript><\/noscript><\/noscript>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n\n<p>Bad Credit Experts<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t<div id=\"gap-188027876\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-188027876 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<div class=\"icon-box featured-box icon-box-left text-left is-xlarge\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 60px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" >\n\t\t\t\t\t\t<img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" \/><\/noscript><\/noscript><\/noscript><\/noscript>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n\n<p>CCJ’s, Defaults or Arrears<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t<div id=\"gap-47703262\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-47703262 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<div class=\"icon-box featured-box icon-box-left text-left is-xlarge\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 60px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" >\n\t\t\t\t\t\t<img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" \/><\/noscript><\/noscript><\/noscript><\/noscript>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n\n<p>No Deposit Required<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t<div id=\"gap-1617058265\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1617058265 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<div class=\"icon-box featured-box icon-box-left text-left is-xlarge\"  >\n\t\t\t\t\t<div class=\"icon-box-img\" style=\"width: 60px\">\n\t\t\t\t<div class=\"icon\">\n\t\t\t\t\t<div class=\"icon-inner\" >\n\t\t\t\t\t\t<img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium lazyload\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 184px; --smush-placeholder-aspect-ratio: 184\/169;\" \/><noscript><img width=\"184\" height=\"169\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2022\/05\/tick.png\" class=\"attachment-medium size-medium\" alt=\"Choose The Right Car Finance\" decoding=\"async\" loading=\"lazy\" \/><\/noscript><\/noscript><\/noscript><\/noscript>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t<div class=\"icon-box-text last-reset\">\n\t\t\t\t\t\t\t\t\t\n\n<p>No Effect On Credit Score<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t<div id=\"gap-1618917008\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1618917008 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t<div id=\"gap-1733565850\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1733565850 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<h3 class=\"accordion_title\">Questions answered<\/h3><div class=\"accordion\" rel=\"\">\n\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>What if I\u2019ve been refused elsewhere?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>If you have been refused elsewhere for bad or poor credit, there is a high possibility that we can still be of some help. Most of our lenders are specialised when it comes to helping those who have bad credit.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Can I buy my car from any dealer?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>As long as your finance has been approved by BuggyDough, you can freely choose any vehicle from reputable dealerships within the UK. This just simply means that you have countless options to find your perfect dream vehicle.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Can I buy from my local dealer?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>You can buy your car from any reputable dealership in the UK. Once your finance application is approved, the dealer will work out the rest with you.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>I have a part exchange. Can I trade this in?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>Even though a deposit isn\u2019t really necessary, we can also receive a down payment which is that of cash or part-exchange. These will in turn reduce your total that you are currently seeking to borrow.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>I have fair credit, can you help?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>In the case of fair credit, there are many possibilities which exist and you can be approved for financing. We offer numerous options for those who currently have fair credit.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Calculate car finance<\/span><\/a><div class=\"accordion-inner\">\n\n<p>We work with the best lenders on the market as we aim to better finance your new car. Our aim is to find the best affordable car loan to better handle your needs. We know and understand that since no two customers are the same, your individual situations aren\u2019t the same so we aid in finding the best deal for you. As a result of more choices and more lenders, this is the reason we can find the best option to suit a wide range of customers, be it bad credit or good credit.<\/p>\n<p>Our finance calculator is a highly developed and accurate tool. It provides an easy and quick way which assesses just how much cheaper our car loan can be. It works by simply entering the desired amount that you wish to borrow and the period that you would like to take, the calculator would then give you an estimate of the repayments which are based on your current credit.<\/p>\n<p>If you changed the desired amount to be borrowed, you can get an estimated repayment based on a new monthly rate. This just simply means that the calculator can be edited until your estimated monthly repayable amount is to your liking. If you already have a desired amount in mind, the loan can be amended for a suitable period until your monthly budget has been achieved.<\/p>\n<p>As we previously mentioned, we know and understand that no two customers are faced with the same situations in life. As such, we intend to dive a bit deeper as we get to know you so that we can individually give you the most accurate quote which has been designed with only you in mind. As long as you have completed your application, which can be quickly done and saves time, in fact, this can be done in as little as just a few seconds. Use our calculator today and receive your quote which is free of any obligation to us!<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Do you have a finance calculator?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>Yes we do. You can use our <a href=\"\/car-finance-calculator\/\">car finance calculator<\/a> to get an estimate of your monthly repayments which is based on the amount you\u2019d like to borrow, the loan term length, and your credit score.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>If I apply will it affect my credit score?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>No it won't. When you apply for finance we will run a soft credit check to find out if we can find you an approval from one of our lenders. This may be noted on your credit report, but it won\u2019t affect your score. If you choose to proceed with a finance option then a hard credit check will be completed.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Can I get part exchange or trade in?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>Deposits are not mandatory, but a part exchange can count as a down payment, just like cash would. This will reduce the total amount that you are borrowing, which could help with the term or with your monthly car finance payments.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>Do I need a down payment?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>No deposit car loans are available however having a good down payment upfront can reduce the amount you need to borrow. This could mean that you have lower monthly repayments or a shorter loan period. <\/p>\n<p>A good down payment is one that you can afford comfortably and leaves you with funds to cover car essentials such as road tax, car insurance, and car fuel. <\/p>\n<p>Typically, a car finance deposit of at least 10% of the total loan is considered good.<\/p>\n\n<\/div><\/div>\n<div class=\"accordion-item\"><a href=\"#\" class=\"accordion-title plain\"><button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\"><\/i><\/button><span>What does APR mean?<\/span><\/a><div class=\"accordion-inner\">\n\n<p>APR stands for Annual Percentage Rate, which is the interest that is added to your car finance loan and included in the monthly repayments each month. Low APR car finance can lower the amount of interest you need to pay across the year and make it much more affordable.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\t<div id=\"gap-1409894364\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1409894364 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<p>Applying for car finance with buggydough gives you a much better chance of securing a car finance deal rather than going direct to a lender. If your direct application is rejected by a lender you will have to start the process again elsewhere, and receiving more than one refusal could negatively impact your credit score.<\/p>\n<p>The advantage of using buggydough is we pass your application on to a panel of approved and regulated lenders.<\/p>\n\n\t<div id=\"gap-1981922690\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1981922690 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<h3>Bad Credit Car Finance Birmingham<\/h3>\n<p>Get your car from any reputable dealer in the Birmingham area<\/p>\n<h3>Used Car Dealers In Birmingham<\/h3>\n\n\n<iframe width=\"100%\" height=\"600\" style=\"border:0\" referrerpolicy=\"no-referrer-when-downgrade\" loading=\"lazy\" allowfullscreen=\"\" data-src=\"https:\/\/www.google.com\/maps\/embed\/v1\/search?q=used+cars+near+Birmingham,+UK&amp;key=AIzaSyA0gWJydCieX-4XeDpnp_vIcZdz0kDdqPc\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n\n<p><strong>Birmingham Car Finance Representative example:<\/strong><\/p>\n<p>Borrowing&nbsp;<strong>\u00a37,000 over 3 years<\/strong>&nbsp;with a representative&nbsp;<strong>APR of 6.9%,<\/strong> an annual interest rate of 6.9%(Fixed) and a deposit of \u00a30.00, the amount payable would be <strong>\u00a3208 per month<\/strong>, with a total cost of credit of \u00a3448 and a total amount payable of \u00a37,488. Rates may differ as they are dependent on individual circumstances. Subject to status.<\/p>\n\n\n<div id=\"iframe-calculator\" name=\"Finance Calculator\"><\/div>\n<script type=\"text\/javascript\">\n var AcTarget = \"buggydough\";\n var AcInjectParentScript = document.createElement('script');\n document.body.appendChild(AcInjectParentScript);\n var acRng = Math.floor(Math.random() * 10000000) + 1;\n AcInjectParentScript.onload = function () {};\n AcInjectParentScript.src = \"https:\/\/appform.autoconvert.co.uk\/assets\/js\/iframe\/\"+AcTarget+\"\/parent-comms.js?ver=\" + acRng;\n <\/script>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\t<div id=\"gap-700500412\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-700500412 {\n  padding-top: 50px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t<section class=\"section\" id=\"section_1264408509\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-750148091\">\n\n\n\t<div id=\"col-736500174\" class=\"col medium-8 small-12 large-8\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-3244200210\" class=\"text\">\n\t\t\n\n<h2>Let's get started.....<\/h2>\r\nApplying for car finance only takes a couple of minutes\n\t\t\n<style>\n#text-3244200210 {\n  font-size: 1.5rem;\n  line-height: 1;\n  color: rgb(255,255,255);\n}\n#text-3244200210 > * {\n  color: rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1525156373\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<a href=\"\/get-a-quote\/\" target=\"_self\" class=\"button success is-xxlarge box-shadow-4 box-shadow-5-hover lowercase\"  style=\"padding:0px 50px 0px 50px;\">\n    <span>Get A Quote<\/span>\n  <\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1264408509 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n  background-color: rgb(0, 46, 110);\n}\n#section_1264408509 .ux-shape-divider--top svg {\n  height: 150px;\n  --divider-top-width: 100%;\n}\n#section_1264408509 .ux-shape-divider--bottom svg {\n  height: 150px;\n  --divider-width: 100%;\n}\n<\/style>\n\t<\/section>\n\t\n\t<div id=\"gap-355995558\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-355995558 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<div class=\"row row-full-width\"  id=\"row-1384879238\">\n\n\n\t<div id=\"col-1321968884\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-3481991840\" class=\"text\">\n\t\t\n\n<h2 class=\"container_container__title__wMSpb undefined\">We compare car finance\u00a0<span class=\"color-blue\">deals for you<\/span><\/h2>\n\t\t\n<style>\n#text-3481991840 {\n  font-size: 2rem;\n  line-height: 3;\n  text-align: center;\n  color: rgb(0,0,0);\n}\n#text-3481991840 > * {\n  color: rgb(0,0,0);\n}\n<\/style>\n\t<\/div>\n\t\n\n  \n    <div class=\"row large-columns-5 medium-columns-3 small-columns-2 row-xsmall row-full-width slider row-slider slider-nav-simple slider-nav-light slider-nav-push\"  data-flickity-options='{\"imagesLoaded\": true, \"groupCells\": \"100%\", \"dragThreshold\" : 5, \"cellAlign\": \"left\",\"wrapAround\": true,\"prevNextButtons\": true,\"percentPosition\": true,\"pageDots\": false, \"rightToLeft\": false, \"autoPlay\" : 4000}'>\n\n  <div class=\"gallery-col col\" >\n          <div class=\"col-inner\">\n            <a class=\"image-lightbox lightbox-gallery\" href=\"https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/close-brothers-e1655825251976.jpg\" title=\"\">            <div class=\"box has-hover gallery-box box-normal\">\n              <div class=\"box-image image-zoom\" >\n                <img width=\"450\" height=\"242\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/close-brothers-e1655825251976.jpg\" class=\"attachment-original size-original lazyload\" alt=\"Close Brothers Motor Finance\" decoding=\"async\" loading=\"lazy\" ids=\"2154,1541,1503,2157,1505\" style=\"--smush-placeholder-width: 450px; 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--smush-placeholder-aspect-ratio: 450\/142;normal\" lightbox_image_size=\"large\" type=\"slider\" width=\"full-width\" col_spacing=\"xsmall\" columns=\"5\" slider_nav_style=\"simple\" slider_nav_color=\"light\" auto_slide=\"4000\" image_size=\"original\" image_hover=\"zoom\" data-srcset=\"https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/am2-e1655825228421.png 450w, https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/am2-e1655825228421-300x95.png 300w\" data-sizes=\"(max-width: 450px) 100vw, 450px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img width=\"450\" height=\"142\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/am2-e1655825228421.png\" class=\"attachment-original size-original\" alt=\"Auto Money Car Finance\" decoding=\"async\" loading=\"lazy\" ids=\"2154,1541,1503,2157,1505\" style=\"normal\" lightbox_image_size=\"large\" type=\"slider\" width=\"full-width\" col_spacing=\"xsmall\" columns=\"5\" slider_nav_style=\"simple\" slider_nav_color=\"light\" auto_slide=\"4000\" image_size=\"original\" image_hover=\"zoom\" srcset=\"https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/am2-e1655825228421.png 450w, https:\/\/buggydough.com\/wp-content\/uploads\/2020\/05\/am2-e1655825228421-300x95.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/noscript>                                                              <\/div>\n              <div class=\"box-text text-left\" >\n                 <p><\/p>\n              <\/div>\n            <\/div>\n            <\/a>          <\/div>\n         <\/div><div class=\"gallery-col col\" >\n          <div class=\"col-inner\">\n            <a class=\"image-lightbox lightbox-gallery\" href=\"https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px.jpg\" title=\"\">            <div class=\"box has-hover gallery-box box-normal\">\n              <div class=\"box-image image-zoom\" >\n                <img width=\"450\" height=\"250\" data-src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px.jpg\" class=\"attachment-original size-original lazyload\" alt=\"\" decoding=\"async\" loading=\"lazy\" ids=\"2154,1541,1503,2157,1505\" style=\"--smush-placeholder-width: 450px; --smush-placeholder-aspect-ratio: 450\/250;normal\" lightbox_image_size=\"large\" type=\"slider\" width=\"full-width\" col_spacing=\"xsmall\" columns=\"5\" slider_nav_style=\"simple\" slider_nav_color=\"light\" auto_slide=\"4000\" image_size=\"original\" image_hover=\"zoom\" data-srcset=\"https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px.jpg 450w, https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px-300x167.jpg 300w\" data-sizes=\"(max-width: 450px) 100vw, 450px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img width=\"450\" height=\"250\" src=\"https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px.jpg\" class=\"attachment-original size-original\" alt=\"\" decoding=\"async\" loading=\"lazy\" ids=\"2154,1541,1503,2157,1505\" style=\"normal\" lightbox_image_size=\"large\" type=\"slider\" width=\"full-width\" col_spacing=\"xsmall\" columns=\"5\" slider_nav_style=\"simple\" slider_nav_color=\"light\" auto_slide=\"4000\" image_size=\"original\" image_hover=\"zoom\" srcset=\"https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px.jpg 450w, https:\/\/buggydough.com\/wp-content\/uploads\/2019\/10\/Blue-Motor-Finance-450px-300x167.jpg 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/noscript>                                                              <\/div>\n              <div class=\"box-text text-left\" >\n                 <p><\/p>\n              <\/div>\n            <\/div>\n            <\/a>          <\/div>\n         <\/div><\/div>\n\n\t<div id=\"gap-1538798369\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1538798369 {\n  padding-top: 50px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\n<style>\n#row-1384879238 > .col > .col-inner {\n  padding: 0px 30px 0px 30px;\n}\n<\/style>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-transparent-header.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car Finance Specialists Birmingham - Easy Online Car Finance - Apply Now<\/title>\n<meta name=\"description\" content=\"Bad Credit Car Finance Birmingham. 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