How it works

Get a quote
No impact on your credit score

FUND

Get your finance fast

FIND

Reputable dealer network

DRIVE

Drive your new car away

Ready to use our friendly car loan calculator?

Questions answered

What if I’ve been refused elsewhere?

If you have been refused elsewhere for bad or poor credit, there is still a possibility that we can be of some help. Some of our lenders are specialised when it comes to helping those who have bad credit.

Can I buy my car from any dealer?

As long as your finance has been approved by Buggy Dough, you can freely choose any vehicle from reputable dealerships within the UK. This just simply means that you have countless options to find your perfect dream vehicle.

I have a part exchange, can I trade this in?

Even though a deposit isn’t really necessary, we can also receive a down payment which is that of cash or part-exchange. These will in turn reduce your total that you are currently seeking to borrow.

I have fair credit, can you help?

In the case of fair credit, there are many possibilities which exist and you can be approved for financing. We offer numerous options for those who currently have fair credit.

How do you calculate car finance?

We work with the best lenders in the market as we aim to finance your new car. We serve you by finding the most affordable car loan to meet your needs. We know and understand that since no two customers are the same, your individual situations aren’t the same so we work hard to find the best deal for you. As a result of more choices and more lenders, this is the reason we can find the best option to suit a wide range of customers, irrespective of good or bad credit score. Our finance calculator is a highly developed and accurate tool. It provides an easy and quick way to assess just how much cheaper our car loan can be. It works by simply entering the desired amount that you wish to borrow and the repayment period that you would like to take, the calculator will then give you an estimate of the repayments which are based on your current credit. If you change the desired amount to be borrowed, you can get an estimated repayment based on a new monthly rate. This simply means that the calculator can be edited until your estimated monthly repayable amount is to your liking. If you already have a target amount in mind, the loan can be amended for a suitable period until your monthly budget has been achieved. Use our calculator today and receive your quote which is free of any obligation to us, and will not impact your credit score!

Representative example: borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96

We look to find the best rate from our panel of lenders and will offer you the best deal that you’re eligible for. We don’t charge a fee for our service, but we do earn a commission. This does not influence the interest rate you’re offered in any way.

Questions Answered:

What if I’ve been refused elsewhere?

If you have been refused elsewhere for bad or poor credit, there is still a possibility that we can be of some help. Some of our lenders are specialised when it comes to helping those who have bad credit.

Can I buy my car from any dealer?

As long as your finance has been approved by Buggy Dough, you can freely choose any vehicle from reputable dealerships within the UK. This just simply means that you have countless options to find your perfect dream vehicle.

I have a part exchange, can I trade this in?

Even though a deposit isn’t really necessary, we can also receive a down payment which is that of cash or part-exchange. These will in turn reduce your total that you are currently seeking to borrow.

I have fair credit, can you help?

In the case of fair credit, there are many possibilities which exist and you can be approved for financing. We offer numerous options for those who currently have fair credit.

How do you calculate car finance?

We work with the best lenders in the market as we aim to finance your new car. We serve you by finding the most affordable car loan to meet your needs. We know and understand that since no two customers are the same, your individual situations aren’t the same so we work hard to find the best deal for you. As a result of more choices and more lenders, this is the reason we can find the best option to suit a wide range of customers, irrespective of good or bad credit score. Our finance calculator is a highly developed and accurate tool. It provides an easy and quick way to assess just how much cheaper our car loan can be. It works by simply entering the desired amount that you wish to borrow and the repayment period that you would like to take, the calculator will then give you an estimate of the repayments which are based on your current credit. If you change the desired amount to be borrowed, you can get an estimated repayment based on a new monthly rate. This simply means that the calculator can be edited until your estimated monthly repayable amount is to your liking. If you already have a target amount in mind, the loan can be amended for a suitable period until your monthly budget has been achieved. Use our calculator today and receive your quote which is free of any obligation to us, and will not impact your credit score!