Need Car Finance But Have A Poor Credit History?
If you’re seeking to obtain financing for a new vehicle but currently have a credit history that is poor, we are the specialists who are here to serve you. We can find the best deals as we arrange vehicle loans for individuals who have been refused in the past. In spite of your current financial situation, we aim to do our best even if you were previously faced with CCJ’s, arrears on your mortgage or even other issues with past payments. Even if you’re self-employed or you don’t have a credit history, we aim to provide help for everyone.
Even though not everyone is always guaranteed for finance, here at BuggyDough, we understand and are very empathetic to all those who have experienced and are still experiencing difficulties. We know that everyone’s circumstances are different and some people don’t qualify for loans for any particular reason or another. Even if you are currently faced with an IVA or even a debt management plan, we will still try to assist you.
We strongly believe that your previous difficulties around finance should not in any way hold you back when it comes to getting what you want now. In addition, we believe that you shouldn’t be faced with significant payback rates just because you have poor credit. If you are accepted by us for vehicle financing, there is a no obligations quote which we can provide and there is also a no down payment deposit required.
We have an extensive well-built relationship with numerous reputable financers who always aim to help all of those serious individuals who currently have poor credit. We intend to always match both you and your specialised circumstances with our desired suited lender. As a result, you stand a greater chance of being approved for an outstanding price.
How To Get Car Finance With A Poor Credit History
A common misconception most people have is that if they applied for several loans at the same time, they will surely get accepted. However, this is not the case at all and will instead, significantly damage your current credit rating even more. With each application, a note is added to your credit file. When seeking approval, your file is actually viewed to determine the status of your financial history.
When a lender sees that there have been a lot of applications, they view it as being financially desperate and can very well likely refuse. This serves as a benefit to use a specialist service like us. We are easy and hassle free, making it easier on you when you’ve decided to apply for a loan. As long as you have been approved, we cater to all the administrative tasks associated.
How Our Car Finance Service Works
In order to gain access to our service, you simply need to fill out an application form. Once approved, the desired amount that you can access will be further discussed with you by our trained customer service professional. Next, all you have to do is choose your dream vehicle from your desired reputable UK dealer, then you will need to pass the details on to us and we’ll handle the rest.
After we’ve completed some paper work, we’ll send them to you for signing and as soon as we’ve completed our finals checks, you’re ready to drive away in your new vehicle.
Here To Help
We at BuggyDough are here to offer assistance as we take the most pride in providing nothing but top quality, first class service to all our customers as we aim to offer professional yet friendly services. We are focused on making the entire process as easy, smooth and hassle free as possible while guiding you through each step of the process. In addition, we provide a wide range of services that are aimed to protect both you and your new vehicle.
Our other specialised services include GAP insurance as well as other warranties. We even provide advice on credit rating repair to improve your chances in the future.
Why Use BuggyDough Finance?
BuggyDough is unlike other vehicle financing providers. As such, we are not obligated to any lender in particular. As a result, this simply means that we always have the best deals for our valued customers with poor credit ratings. We are always in control of choosing the best suited lender to match your circumstance and budget alike.